Touring caravan contents insurance isnt obligatory (at the time of writing), however, trying to do without it might prove to be a decision that you bitterly regret.

Touring caravan insurance comes in many different shapes and sizes. The policies provided by one insurer may be significantly different to those of another.

It may, for example, be possible to take out cover for the structure of your caravan but not its contents.

What this would mean is that in the event of an accident or other such calamity, any costs relating to the loss or destruction of your caravan contents would need to be met by you.

In terms of touring caravan contents insurance, it might pay to keep in mind that your contents may be at risk from one of several different generic risks:

• road traffic accidents while your caravan is moving from A to B;
• forces of nature while it is parked up (e.g.

Read more…

- Insurance Articles - No Comments »

With budgets being increasingly tight these days, more and more people are looking for ways to save some cash. One way of doing this could be to see what savings can be made on your respective insurance policies, and if you’ve got a caravan insurance policy it could be wise to consider taking on a voluntary excess.

Having a caravan insurance policy excess is a pretty standard part of all insurance policies. That is, the insurance company will only pay a claim less the amount of the excess, and the amount often depends on the individual policy and the value of the insured item. T

Read more…

- Insurance Auto News - No Comments »

There’s nothing better than being able to buy your dream motorhome and bring it back to the UK for life on the open road. However, before you get ahead of yourself it’s important to remember the specific implications of such a task – specifically how you’re going to import the home in the first place and any imported motorhome insurance implications in doing so.

Luckily, importing the motorhome itself shouldn’t be too difficult to arrange. There are plenty of shipping companies that will be able to accommodate, and as long as you’re prepared to pay (the larger the vehicle the more it’s going to cost to import) then you shouldn’t have too much of a problem. But, remember t

Read more…

- Insurance Auto News - No Comments »

Oakland is one of California’s ten largest cities and one of California’s largest port cities. Oakland is located in the East Bay area that includes Berkley and Oakmore. It is famous for its MLB, NFL and NBA sports teams. It is also famous for its music industry, its thriving port, its annual street fairs and for its vibrant Chinatown. These things make Oakland a great place to live. Oakland also has a diversified economy. This economy includes a thriving shipping industry, many state government jobs, the United States Post Office and several local manufacturers. These employers have helped to create a stable economy that provides many jobs and the potential for career growth.

Read more…

- Insurance Auto News - No Comments »

Insurers will soon be banned from using an applicant’s gender to determine the price of their policy, following a ruling from the European Court of Justice. From December 21, 2012, companies providing car insurance and other policies will no longer be allowed to factor in the sex of a potential customer, even if that makes them statistically more likely to claim.

One of the most obvious changes will be that women will no longer pay lower car insurance premiums than men.

Most commentators believe that men’s premiums will not fall by as much as women’s will rise. The British Insurance Brokers’ Association (BIBA) estimates that the ruling will mean women will typically pay up to 25% more for their cover.

Read more…

- Insurance Articles - No Comments »