A DSS tenant is a term used for a tenant in receipt of benefits such as unemployment benefit, incapacity benefit, etc. DSS actually stands for the Department of Social Security which was the former name of the Department for Work and Pensions. In theory, these tenants should really be called DWP tenants but the term DSS tenants seems to have stuck and is recognised by both landlords and insurers.

Some landlords have trouble when looking for landlord insurance for DSS tenants.

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Tags: Dss, Dss Tenants

From the 1st of April 2010, a 62 year old health agreement between the Isle of Man and the United Kingdom is coming to an end. The agreement currently allows residents of the Isle of Man to receive the same health care on UK mainland. It also allows visitors from the UK the same on the Isle of Man.

The ending of this agreement could cause a massive change in the insurance industry. Many insurances run the same in the UK mainland and the Isle of Man, mainly because of this health agreement. The most obvious that is affected is travel insurance.

If you have a UK only travel policy, it will be cheaper than a European or Worldwide travel policy mainly because of the fact that health cover has to be included if travelling abroad.

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Tags: Man

Recent events across the globe has made most of us more aware of the devastation that an earthquake can cause. Here in the UK we have not really experienced earthquakes of the magnitude that other parts of the world get but that does not mean we do not have them. In the last 30 days alone, there have been 6 recorded earthquakes in the UK.

Most of these may not be felt due to their relatively small power but every now and then they do hit us hard and we need to be the best prepared we can. Obviously we never know when they will come so be financially protected is pretty much all we can do.

The main and most obvious asset to protect is our homes.

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Tags: Earthquake, Earthquake Insurance

We are pleased to announce our brand new online land insurance quote website which allows our customers to obtain instant quotations for various types of land.

Here is a list of the types of land insurance quotes we offer:

  • Private Road Insurance (including Resident’s Land)
  • Brownfield Insurance
  • Development Site Insurance
  • Moorland Insurance
  • Rough Country Insurance
  • Undeveloped Pasture Insurance (such as a Field)
  • Woodland Insurance
  • Lake Insurance (including Rivers, Streams and Ponds)

The cover available is standard public liability insurance but can be extended to include straying of livestock, employers liability and much more.

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Tags: Insurance Quote, Land Insurance, Land Insurance Quote, Quote

When landlords think of insurance cover, most will immediately think of buildings and contents cover and rightly so as this is by far the most important policy to take out. The problem is that most landlords will stop at this stage thinking that they have covered their risks but they would be wrong.

There are quite a few risks not covered by a buildings or contents policy and the biggest one is the rental income you receive from your tenant. Although your tenant is contractually obliged to pay you rent every month, they may loose their job and be unable to pay you or you may end up in a dispute that leads to them not paying the money that you are due.

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Tags: Insurance