If you are one of our landlord insurance clients you may be interested in the progress of the Government’s plans to reform social housing. One of their arguments is that there are too many council tenants living in houses that are bigger than they need. This is why they are planning to make them contribute to the rent if they have spare bedrooms and offer them house swaps to more suitable homes. They are also aiming to cap housing benefit at £400 per week.

The new rules are contained in the Welfare Reform Bill. The Government says that there are five million people on social housing waiting lists and over a quarter of a million tenants living in overcrowded conditions. It

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Emily Dewberry has joined Newline Australia Insurance as Claims Manager, based in Melbourne. She was previously at Allens Arthur Robinson as an insurance and litigation lawyer for almost five years.

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Insurance plan such as term life insurance can effectively assist you in safeguarding yourself and your family from future losses. In today’s world, you encounter a lot of risks every single day. Insurance can reduce the potential risks like risk of being disabled due to an accident, risk of death, risk of damage to property and so on. Basically, the purpose of all insurance is to shield yourself or your family against the financial effect of a tragedy. Insurance is not to help you budget moderate-sized expenses, but to protect you against the truly devastating. Th

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Other than insurance agents, no one relishes discussing the gloomy topic of life insurance and the tragic event of their own death. However, the simple morbid truth is everyone dies and having life insurance can prevent additional heartache to those you leave behind.

Currently, 56% of Britons don’t have any form of life insurance. Many quote a lack of funds as being the primary reason for forgoing this type of insurance. This response is hardly surprising seeing as personal debt figures have never been so high and the cost of living seems to forever be on the rise. It seems every UK household is looking to tighten the purse strings and save those valuable pennies.

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Now Health International is cutting premiums and making improvements to its group discount structure in response to feedback from the intermediary market.

Following negotiations with underwriter AXA, the worldwide medical insurance provider says it has reduced the cost of individual premiums by a minimum of 15% on WorldCare Excel and WorldCare Apex, its two most comprehensive plans.

The firm has also improved its group discount offering, adding three new brands for business customers.

Now Health was launched in 2010 as an international health insurance specialist and chief executive officer, Martin Garcia, explains: “The market has changed since our pre-launch underwriter negotiations and is now more price sensitive.

He adds: We have listened to our customers too, which we said we would do from the outset, and as a result have worked hard with our underwriters to agree these significant price reductions.

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